Risk Transfer

At Horton, we offer our clients a pro-active risk transfer strategy. Our in-house Attorney reviews insurance and indemnification provisions in contracts and certificate of insurance requests, and provides educated and qualified comments, adjustments and suggestions.

The service helps Horton's clients maximize the protection afforded by their current insurance policies, while minimizing the overall amount of risk they agree to assume. Our clients can then move forward with their business operations with confidence, aware of their exposures.

We provide each of the following services:

  • Hold harmless and indemnification reviews
  • Coverage requirement analysis
  • Insurance policy restrictions
  • Non-insurable coverage reviews
  • Ongoing client consultations
  • Review additional insured wording and/or endorsements
  • Discussions with insurance company underwriters
  • Act as intermediary between client and their contract holders
  • Contractor and sub-contractor agreement forms