Retail & Service
The Horton Group works aggressively within the Retail & Service sectors and several of our insurance professionals focus on these fast-growing segments of our economy.
We also work closely with our insurance company partners to develop special programs and preferred terms and conditions for our service and retail accounts, which are typically viewed as “less hazardous” within our industry.
Horton offers a full menu of risk management, insurance and employee benefits products and services that can be tailored for any retailer or service provider.
Traditional Insurance
- Best fit = Smaller retail / service companies
- Products/Services = Property, Liability, Workers’ Compensation, Auto
Risk Management Services + Insurance
- Best fit = Medium/Large retail/service companies
- Products/Services = Traditional Insurance + Loss Control, Claims Advocacy, Risk Transfer
Captives
- Best fit = Preferred retail/service companies paying at least $300,000 in premium
- Products/Services = Horton’s Exclusive Heterogeneous Group Captive is open to retail/service companies with above-average loss ratios and a desire to take risk.
Employee Benefits
- Best fit = Retail/Service companies of all sizes
- Products/Services = Group Health, Dental, Life, Disability, 401(k) programs, and more
Safety & Loss Control Services (unbundled)
- Best fit = Retail/Service companies of any size
- Products/Services = Horton’s wholly-owned subsidiary, Network Safety Consultants, works with retailers and service providers on a variety of specific safety needs.
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